I have group health insurance but to add a dependent would be very expensive. My husband and I are planning?

BTW my husbands insurance for a dependent is worse than mine.

BEST ANSWER: Try this site where you can compare quotes:cheap-insure.info

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Alright so if I get hit by a car after 3 months of having life insurance and I die does my beneficiary get the 1 million?Or will that person only get how much I have payed with the payments?

Isn't the expected value of health insurance for a healthy purpose going to be highly negative?

And so, it might be unwise for a healthy person to purchase health insurance on the individual open market? First, we have the insurance companies as a profit-taking industry. They exist to make money. So obviously they take in more premiums than they pay out for medical expenses. Right off the bat, we have a negative expected value for the buyers of health insurance. In other words, you should expect that the premiums you pay to the health insurance company will be more than the benefits you get back, on average. But on top of that, for a HEALTHY person, the difference would be even greater. Since your risk is grouped together with the risk of more unhealthy people (obese, smokers, etc), you're basically subsidizing their insurance. So the difference between your premiums and the expected benefits you get back is even more. It seems like a very fit, health-conscious person is really taking it on the chin by buying health insurance in the individual market. Maybe they'd often be better off by just building up a health savings account and self-insuring?

What is the best affordable health insurance for students out there?

I am thinking about changing my provider and was wandering if anybody has any recomendations?

I have group health insurance but to add a dependent would be very expensive. My husband and I are planning?

BTW my husbands insurance for a dependent is worse than mine.

https://www.linkedin.com/pulse/custer-montana-cheap-car-insurance-quotes-zip-59024-arnold-garcia/